AML Governance Officer & Regional MLRO
This role will ensure compliance with the respective anti-money laundering regulations and play a key part in FDJ United’s strategy and policy in various markets.
Internally, the role will focus on installing best practices and quality of processes and policies, while externally the role will be involved in leading and maintaining a localised strategy and approach to the market, working with the various market-specific stakeholders, such as the Regional Head of Compliance, General managers, Public Affairs, Communications and Commercial teams, as well as external networks.
The MLRO reports to the FDJ United Group Head of AML Governance.
- Ensure that subsidiaries comply with local AML/CFT regulations and internal policies.
- Act as Money Laundering Reporting Officer (MLRO) or Deputy Money Laundering Reporting Officer (DMLRO) for various markets.
- Assist Head of AML during the performance of his/her tasks.
- Act as AML compliance owner for respective licenses and markets, exercising sound judgment on sensitive and time-dependent matters by keeping abreast of legislative and commercial developments at the regional and global levels.
- Assist Head of AML, Director of Compliance and Security in implementing group policies and standards.
- Update local AML/CFT policies and procedures.
- Monitor and review existing policies and procedures, identify gaps, and design corrective actions.
- Perform internal control over the implementation of said policies and procedures.
- Assist in developing an AML framework for the AML detection model and AML controls.
- Train and conduct quality checks on operations to ensure quality and consistency with the policy and approach.
- Implement internal controls in connection with the AML obligations of FDJ Group and specific regulatory obligations within their scope in connection with the first operational line (KYC, KYT, transaction monitoring).
- Analyze inherent risks identified during audits and risk assessments, and implement necessary control and remediation mechanisms.
- Preparation of business-wide AML risk assessment.
- Submit suspicious activity reports to the competent authorities in cases provided for by the regulations as a MLRO/DMLRO.
- When required, liaise with supervisory authorities, law enforcement, and national financial intelligence units in the AML/CFT field.
- Transmit reports, action plans, and regulatory reports related to AML/CFT to the competent authorities as necessary.
- Lead internal and external audits on anti-money laundering as instructed by the Head of AML, Director of Compliance and Security.
- Provide support to the operational teams by being the point of contact and escalation, namely with high-risk cases and scenarios.
- Act as the point of contact and support for related legal claims and issues when required and/or instructed by Head of AML, Director of Compliance and Security.
- Provide guidance and advice to employees on the execution of anti-money laundering regulations.
- Transmit reports and activity indicators to the respective Head of AML, Director of Compliance and Security, General Managers, and the Regional Head of Compliance when required.
- Undertake delegated tasks as required and needed by the Head of AML.
- Assist the Head of AML, Director of Compliance and Security with any ad-hoc duties and projects.
- Ensure adherence to the AML, Governance, Risk & Compliance (GRC) obligations for your role.
- Identify and raise any non-compliance incidents promptly to Head of AML and Director of Compliance and Security.
- Challenge processes, policies and projects that will negatively impact compliance within the Group.
- Experience in AML/Compliance of at least 2 years, preferably in the gambling sector (required)
- Proven knowledge of AML regulations as well as AML expertise (i.e. ACAMS, ICA certifications) (required)
- Proficiency in the English language and at least one other European language (preferably Finnish language knowledge) (required)
- Understanding of data-driven performance, good analytical skills (required)
- Genuine interest and passion in the field of anti-money laundering (required)
- Great analytical & organisational skills (required)
- Time management skills (required)
- Able to work with minimal guidance and supervision (required)
- Self-motivated and a self-starter (required)
- Learning and development opportunities
- Social events and activities
- Inclusion networks
- Employee Assistance Programme
- Private medical insurance
- Long service awards
- Pension
FDJ United is one of Europe's largest gaming and betting groups, formed after French lottery operator La Française des Jeux (FDJ) acquired Kindred Group - the company behind Unibet - in 2024 and rebranded the enlarged group in 2025. Headquartered in Boulogne-Billancourt, France, it operates lottery, online sports betting, casino and poker across multiple European markets and Australia. Its portfolio includes well-known online brands such as Unibet, 32Red and Maria Casino, alongside FDJ's French lottery and retail network. The group is listed on the Euronext Paris exchange.