VP Merchant Risk Operations
The VP, Merchant Risk Operations is responsible for leading the operational delivery of Paysafe’s Merchant Risk function across the merchant lifecycle. The role is accountable for operational performance, service quality, capacity planning, operational controls, workforce capability and continuous improvement across underwriting, onboarding, merchant due diligence, portfolio monitoring and risk investigations.
Working closely with Merchant Risk Strategy, Commercial, Product, Compliance, Fraud and Technology, the VP ensures operational execution aligns with risk appetite while delivering an efficient merchant experience.
Paysafe encourages its employees to embrace a flexible working approach. Employees are expected to work from home and spend an average of three days a week at the Jacksonville, Florida office as part of the hybrid work model.
- Lead the global Merchant Risk Operations function, ensuring consistent operational delivery across underwriting, onboarding, merchant review, portfolio monitoring and risk investigations.
- Deliver operational execution in line with established risk policies, governance frameworks and risk appetite.
- Own operational performance across Merchant Risk Operations, including productivity, quality, SLAs, backlog management and service delivery.
- Build scalable operating procedures, quality assurance frameworks and operational controls that support consistent decisioning and strong portfolio protection.
- Lead workforce planning, organisational design and capacity management across global teams.
- Drive continuous improvement through Lean, automation, workflow optimisation and AI-enabled decision support.
- Develop operational KPIs and management reporting to improve efficiency, consistency and customer outcomes.
- Act as senior operational escalation for complex merchant reviews and high-impact risk events, balancing commercial judgement with strong portfolio protection.
- Partner with Technology to automate manual activities, improve straight-through processing and strengthen operational scalability.
- Build and lead a high-performing global Merchant Risk Operations organisation, creating a culture of accountability, operational excellence, continuous improvement and customer focus.
- 10+ years of experience in Payments, Banking, Risk, Fraud, Compliance or Transformation. (required)
- At least 3 years of experience managing large Merchant Risk Operations, Payments Operations, Acquiring Operations or Risk Operations teams across multiple regions, including leaders of leaders and distributed organisations. (required)
- Experience owning operational KPIs, SLAs, quality, productivity, service delivery and backlog management in a scaled environment. (required)
- Experience improving operational efficiency through automation, workflow redesign, process optimisation and technology enablement. (required)
- Experience scaling operational functions during periods of growth, complexity or increased transaction volume. (required)
- Strong understanding of merchant underwriting, onboarding, KYC / KYB, due diligence, portfolio monitoring, merchant review, fraud escalation and operational controls. (required)
- Experience partnering with Merchant Risk Strategy, Commercial, Product, Compliance, Fraud and Technology to support responsible growth while maintaining appropriate risk controls. (required)
- Proven experience leading operational transformation through process optimisation, workflow redesign, automation, AI and technology to improve efficiency, quality and scalability. (required)
- Experience communicating to ExCo, Board, Regulators and Banking Partners with the ability to translate complex operational and risk topics into clear, pragmatic business recommendations. (required)
- Bachelor's degree required. (required)
- MBA or Master's degree preferred. (preferred)
- Lead one of the most rapidly transforming Merchant Risk Operations teams in global payments powering the experience economy.
- Build the future operating model through automation, AI and operational excellence.
- Drive measurable improvements in quality, productivity and merchant experience.
- Influence how Merchant Risk Operations supports Paysafe’s continued growth globally.
Paysafe is a global payments platform powering the experience economy, with a strong focus on the iGaming, video gaming, e-commerce, retail, travel and hospitality sectors. With 30 years of expertise in payment technology, Paysafe helps businesses and consumers lift every experience through seamless, secure payment solutions, including card payments, digital wallets such as Skrill, eCash solutions like PaysafeCard, and a suite of local payment methods. With approximately 2,900 employees across 12 countries and annualized transactional volume of $167 billion in 2025, Paysafe connects people and businesses worldwide through innovative digital payment experiences.
